HNI tax planning, wealth structuring, and return filing.
For Individuals, especially High Net Worth Individuals (HNIs), senior executives, and promoters, taxation goes far beyond filing an annual return; it requires holistic, year-round wealth structuring. With the formal rollout of the Income-tax Act, 2025 (effective April 1, 2026), the personal tax landscape has fundamentally shifted. The traditional and often confusing 'Assessment Year' terminology has been replaced by a simplified 'Tax Year', and the treatment of crucial investment vehicles has been overhauled. For instance, share buyback proceeds are now taxed as capital gains rather than dividend income, offering sophisticated investors new avenues for tax-efficient cash exits.
We specialize in designing bespoke tax strategies that align intimately with your family’s financial goals. This involves optimizing your investment portfolio under the unified Long-Term Capital Gains (LTCG) rate, actively utilizing capital gains harvesting, and mitigating the impact of high-income surcharges. For clients with global investments, navigating the complexities of the Liberalised Remittance Scheme (LRS), managing Tax Collected at Source (TCS) on foreign remittances, and ensuring flawless mandatory foreign asset disclosures are critical. Our advisory ensures that your wealth—whether domestic or global—is structured efficiently, fully compliant with Indian tax laws, and protected from stringent penal provisions.
ForIndividuals, professionals, and HNW families.
IncludesPlanning, return filing, capital-gains advisory.
GoalEfficient, compliant, wealth-aware positions.
While the new tax regime offers a lower maximum surcharge (capped at 25%) and a standard deduction of ₹75,000, it disallows major exemptions like HRA and Chapter VI-A deductions. For most ultra-HNIs (earning above ₹5 Crores), the lower surcharge in the new regime mathematically results in a significantly lower effective tax rate, but a personalized calculation is required for incomes between ₹15 Lakhs and ₹2 Crores.
Yes, absolutely. Even if you hold a single fractional share of a foreign company through an Employee Stock Ownership Plan, it must be mandatorily disclosed in the Foreign Asset (FA) schedule of your tax return. The tax department receives this information globally through the Automatic Exchange of Information (AEOI) framework, and non-disclosure leads to automatic penalties.
For individual taxpayers who are not subject to a tax audit, the due date to file your return is July 31st following the end of the Tax Year. Filing on time is the only way to ensure you are eligible to carry forward certain financial losses to future years.
You can still file a 'belated return' until December 31st of the same calendar year. However, filing a belated return attracts a late fee and you lose the right to carry forward capital losses to offset future gains.
Yes. An HUF is treated as an entirely separate tax entity with its own basic exemption limit and tax slabs. By legally transferring ancestral property or generating secondary income in the HUF's name, you prevent that income from stacking on top of your personal peak tax bracket.
Yes. We advise NRIs on residency, taxable Indian income, and the relevant compliance.
Tell us a little about your requirement and our team will get back to you with the right guidance and a clear next step.
